Malcolm Ward
01827 716934
Malcolm has been in the Financial Services industry since 1992. Having worked for an International Bank, a large national estate agency and a life insurance company. Malcolm brings a wealth of knowledge and experience to assist you with all your mortgage and protection needs.
Malcolm prides himself in giving personal and professional advice to ensure that he provides a friendly and tailored solution for your circumstances.
Malcolm feels that when a client looks for a mortgage advisor, they want someone who will try to remove some of the related stress or concerns and be there on a personable level to answer questions and guide them through the process and trys his best to fulfil this role.
Malcolm can give up to date and relevant guidance whether you are a first time buyer, looking to move house, wanting to get a better deal or take equity from your home. He can also give advice if you are looking at an investment in property such as a buy to let or a house of multiple occupation. He also has access to companies that do secured loans, commercial finance, and bridging loans.
On a personal level in his spare time Malcolm takes a keen interest in Formula 1 and watches a bit of snooker in between looking after his dogs and attempts some DIY although is no Tommy Walsh. He is a family man with 3 children and enjoys spending ‘down time’ with them.
There is no guarantee that it will be possible to arrange continuous letting of the property,
nor that rental income will be sufficient to meet the cost of the mortgage.
For insurance business we offer products from a choice of insurers.
Important information
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.